Treasury Bill
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1.What is Gilts:
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A.Securities
issued by government or Treasuries
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B.They do not
have any credit Risk
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C.A and B both
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D.None of the
above
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2.For which of the following purpose can
banks grant Working Capital Term Loan:
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A.Meeting margin
for term loan
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B.Meeting margin
for working capital loan
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C.Meeting contingent expenses
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D.Meeting credit
needs for peak season in an industry
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3.Know Your Customers (KYC) guidelines
are as per the provisions of:
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A.Section 35 of
Negotiable Instruments Act, 1881
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B.Section 35A of Banking Regulation Act,
1949
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C.Section 35A of
RBI Act, 1934
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D.IBA guidelines
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4.Maximum period for which a commercial
paper can be issued is:
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A.3 months
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B.6 months
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C.1 year
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D.2 years
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5.One of the following is not correct in
regard to Capital Market:
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A.It is a market
for long term financial assets
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B.Maturity Period less than one year
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C.Dealings take
place at Stock Exchange
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D.Unlimited
number of players
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E.Regulated by
SEBI
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6.The approaches suggested by Basel
Committee for purpose of computing Credit Risk under Basel-II are:
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A.Advance
Standard Approach, Internal Rating-Based Foundation Approach and Internal
Risk-Based Advance Approach
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B. Standard Approach, Internal
Rating-Based Foundation Approach, and Internal Rating-Based Advance Approach
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C.Basic Indicator
Approach, Internal Rating-Based Foundation Approach, and Internal Risk-Based
Advance Approach
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D.Standard
Approach, Internal Rating-Based Foundation Approach and Internal Risk-Based
Advance Approach
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7.The duration of Ways & Means
Advances (WMAs) is:
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A.10 working days
for Central Government 14 days for State Government
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B.10 consecutive working days for Central
Government and 14 days for State Government
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C.14 working days
for Central Government and 18 days for State Government
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D.14 consecutive
working days for Central Government and 18 days for State Government
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8.What are the characteristics of Treasury
Bills:
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A.These are
borrowings by the Central/State Government
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B.These are in
the form of Promissory Notes
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C.These are
issued at a discount and for a fixed period of time
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D.All of the above
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9.Credit Guarantee Fund Trust for Small
Industries has been set up on the recommendations of:
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A.Narasimham
Committee
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B.Ghosh Committee
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C.Chore Committee
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D.Kapoor Committee
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10.What is the full form of SLR in
banking term:
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A.Statutory
liquidity rate
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B.Statutory liquidity ratio
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C.Statutory
liquid rate
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D.Stagnant
liquidity ratio
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11.Which of the following terms is used
in the field of Banking/Finance?
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1) Amendment
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2) Active Assest
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3) joint Assest
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4) Reflecx Action
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5) None of these
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12.What does the letter 'R' denote in
term 'RTGS' as used in the field of banking?
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1) Rotation
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2) Reasonable
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3) Real
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4) Rate
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5) None of these
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13.What does the term 'AAY' denote which
is the short form of a social scheme launched by the Govt. of India?
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1) antodaya Anna Yojana
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2) Area Antodaya
Yojana
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3) Asian Awas
Yojana
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4) Anna Antodaya
Yojana
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5) None of these
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14.What does the letter 'M' denote in the
name 'MFI' as used in financial sector?
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1) Mega
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2) Micro
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3) Mutiple
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4) Monetary
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5) None of these
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15. The rate of Interest is determined
by-
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1) Liquidity preference
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2) Central
Government
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3) Commercial
Banks
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4) The rate of
return on the capital Invested
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5) None of these
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16.Who is authorised to Issue coins in
India?
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1) State Bank of
India
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2) RBI
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3) Ministry of Finance
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4) IDBI
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5) None of these
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17. The funds raised by the Government
within the country is known as-
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1) Domestic
saving source
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2) domestic
banking source
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3) Domestic
budgetary source
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4) Domestic budgetary source
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5) None of these
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18.Which revenue earned by union
Government is not distributed among state government.
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1) Custom duty
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2) Income Tax
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3) Excise Duty
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4) sale tax
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5) None of these
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19. The break-even point is where-
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1) Average
revenue equals average cost
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2) Marginal
revenue equals mariginals cost
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3) Total Revenue equals total cost
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4) Mariginal
revenue equals total cost
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5) None of these
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20. A short-term government security
paper is called?
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1) Treasury Bill
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2) Share
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3) Debenture
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4) Mutual Fund
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5) None of these
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