SEBI Mumbia Headquater
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1. Which of the following are functions
of foreign bank?
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a. remitting
money from one country to another.
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b. discounting of
foreign bills.
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c. buying and
selling of metals.
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d. helping in import
and export trade.
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i. only a and b
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ii. b and c
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iii. a b and c
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iv all of the above.
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2. What does the M in M-banking stands
for?
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a. money
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b. marginal
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c. message
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d. mutual fund
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e. mobile
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3. Section 14 of banking regulations act
1949 deals with:-
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a. prohibition of a banking company form
creating a charge upon anu unpaid capital of the company.
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b. system of
licensing of banks by RBI
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c. regarding
holidays of the bank
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d. none of the
above.
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4. As per which act, holidays are
provided in the banks?
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a. RBI act
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b. Banking regulation act
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c. As per orders
of govt.
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d. Banking
nationalization act.
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5. World investment report is published
by?
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a. UNDP
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b. World bank
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c. IMF
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d. UNCTAD
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6. Which of the following schemes are not
meant for investment purposes?
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a. national
saving certificate
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b. mutual funds
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c. infrastructure
bonds
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d. letter of credit
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e. none of the
above
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7. What was the purpose of setting up
Narsimhan committee-2?
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a. efficiency and
productivity of financial institution
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b. banking reform process
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c. export of it
sector
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d. fiscal reform
process
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8. Merchant banking in India is governed
by:-
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a. SEBI
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b. RBI
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c. IRDA
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d. ministry of
finance
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9. Money laundering means:-
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a. hiding of
income source mainly to avoid income tax
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b. money acquired
through criminal sources.
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c. money acquired
from undisclosed foreign sources.
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d. process of conversion of money
obtained illegally to appear to have originated from legitimate sources.
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10. If you wish to purchase US dollars to
travel abroad, you will approach:-
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a. ministry of
finance
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b. US embassy
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c. any bank branch authorized for such
activity
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d. RBI
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e. external
affairs ministry.
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11. Insurance cover for bank deposits in
our country is provided by ………….
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(1) SBI
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(2) Govt. of
India
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(3) GIC
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(4) LICI
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(5) DICGC
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12. Loan of very small amounts given to
low income groups is called ……….
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(1) Cash credit
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(2) Micro credit
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(3) Simple
overdraft
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(4) No frills
loans
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(5) Rural credit
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13. When a banker talks about CDR, what
is he talking about?
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(1) Corporate Debt Restructuring
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(2) Corporate
Debt Rollover
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(3) Company Debt
Rollover
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(4) Corporate
Deposit Restructuring
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(5) Company
Deposit Restructuring
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14. Expand the term ALM as used in
Banking/Finance sector?
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(1) Asset Liability Management
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(2) Asset
Liability Maturity
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(3) Asset Liability
Mismatch
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(4) Asset
Liability Manpower
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(5) Asset
Liability Maintenance
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15. Cash Reserve Ratio (CRR) and
Statutory Liquidity Ratio (SLR) are terms most closely related to which of
the following industries/ markets?
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(1) Capital
Market
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(2) Banking industry
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(3) Commodities
market
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(4) Money Market
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(5) Mutual fund
industry
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16. What is the maximum period for which
domestic term deposits are normally accepted by banks in our country?
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(1) 3 years
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(2) 5 years
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(3) 7 years
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(4) 10 years
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(5) 12 years
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17. What does the letter ‘L’ stands for
in the term LAF commonly used in financial/economic news?
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(1) Liquidity
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(2) Least
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(3) Liabilities
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(4) Long
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(5) Liquid
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18. The Banking Ombudsman
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(1) is in charge
of bank loans for buses
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(2) fixes the
rates of interest for loans
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(3) resolves complaints of customers
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(4) issues
licences for new bank branches
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(5) is the beau
of all nationalised banks
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19. Monetary Policy as an arm of the
economic policy is administered by .............
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(1) Government of
India
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(2) Reserve Bank of India
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(3) State Bank of
India
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(4) Governments
of the respective states
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(5) None of these
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20. Which of the following is not a
primary function of a Bank?
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(1) Granting
Loans
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(2) Collecting
Cheques/Drafts customers
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(3) Facilitating import of goods
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(4) Issuing Bank
Drafts
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(5) Selling
Gold/Silver Coins
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