IMPORTANT POINTS TO REMEMBER ABOUT RRB

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•  RRBs are started for regional ineualities

•  Concept for RRBs -- "BRD" -- balanced regional development

•  Ariel awarness for RRBs report given by D.R.Gadgil -1962

•  Lead bank scheme -- narsimhan --1969

•  First Recommitte setup for RRBs-- sarayu committee -- 1972

•  Committee recommended setting up RRBs-- Narasimham Committee in 1975.

•  First RRB set up--Prathama Grameen Bank on 2nd oct 1975.

•  RRBs are formed by which act--RRB Act.1976.

• Ownership ratio of stakeholders in the RRBs--Central Govt-50%,State Govt-15%,Sponsor     

 Bank-35%.

•  RRBs regulated by--National Bank for Agriculture and Rural Development(NABARD).

•  Total Number of RRBs as of Now--56.

•  Indian States don't have any RRBs as of now--Goa & Sikkim.

•  At Present how many states are having state level RRBs--7 

• The Regional Rural Banks(Amendmentbill 2014) increased authorised capital from Rs. 5 

Crore to-- 2,000Crore.

•  Going to merge soon then -- it will 56 as per the latest rrb bill -2014

•  2006-- 133 RRBs ;2011-- 82 ;2013-64 ; 2014-Bill --56(now present)

• First fully Computerised RRB in the Country--South Malabar Grameen 

Bank(Malappuramnear Kozhikode).

•   Malappuram-based, Canara Bank-sponsored Kerala Gramin Bank is the country’s largest 

regional rural bank (RRB) in terms of business volume. With ₹19, 800 crore of business and 

535 branches

•  Minimum Capital to Risk Weighted Assets Ratio(CRAR) of RRBs which they have to 

maintain---9%.

•   Agricultural review committe as per RRBs loans -- khushro committe --1989

•   Presently how much Budget provision for recapitalization of RRBs--Rs.15 crore.

•   RRBs are Classified as which type of Banks--Commercial Banks.

•  The Combined Capital of the Centre,State Govt and Sponsor Banks will not come down below-

-51%.

•   Committee for Recapitalisation of Regional Rural Banks headed by--KC Chakrabarty-2010

• K Mitra committee -- to offer higher salary and perquisites to attract talented and 

competent officers.