IMPORTANT ABBREVIATIONS - 3

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• ADR -- American Depository Receipt

• AGM -- Annual General Meeting

• AIRCSC -- All India Rural Credit Survey Committee

• AFS -- Available For Sale

• ASSOCHAM -- Associated Chambers of Commerce and Industry of India

• ATM -- Automated Teller Machine

• BIS -- Bank for International Settlements

• BoP -- Balance of Payments

• CAD -- Capital Account Deficit

• CAG -- Controller and Auditor General of India

• CAMELS -- Capital Adequacy, Asset Quality, Management, Earnings, Liquidity, Systems & 

Controls

• CBS -- Consolidated Banking Statistics

• CC -- Cash Credit

• CD -- Certificate of Deposit

• CF -- Company Finance

• CII -- Confederation of Indian Industries

• CP -- Commercial Paper

• CPI -- Consumer Price Index

• CR -- Capital Receipts

• CRR -- Cash Reserve Ratio

• CSIR -- Council of Scientific and Industrial Research

• CSO -- Central Statistical Organisation

• DBOD -- Department of Banking Operations and Development

• DBS -- Department of Banking Supervision, RBI

• DCA -- Department of Company Affairs,

• DCCB -- District Central Cooperative Bank

• DCM -- Department of Currency Management, RBI

• DD -- Demand Draft

• DDS -- Data Dissemination Standards

• DICGC -- Deposit Insurance and Credit Guarantee Corporation of India

• ECGC -- Export Credit and Guarantee Corporation

• ECS -- Electronic Clearing Scheme

• EEA -- Exchange Equalization Account

• EPF -- Employees Provident Fund

• FDI -- Foreign Direct Investment

• FEMA -- Foreign Exchange Management Act

• FICCI -- Federation of Indian Chambers of Commerce and Industry

• FII -- Foreign Institutional Investor

• FPI -- Foreign Portfolio Investment

• GDP -- Gross Domestic Product

• GDR -- Global Depository Receipt

• GFD -- Gross Fiscal Deficit

• GIC -- General Insurance Corporation

• GPD -- Gross Primary Deficit

• HDFC -- Housing Development Finance Corporation

• HFT -- Held For Trading

• IBS -- International Banking Statistics

• ICAR -- Indian Council of Agricultural Research

• ICICI -- Industrial Credit and Investment Corporation of India

• ICMR -- Indian Council of Medical Research

• IDBI -- Industrial Development Bank of India

• IFC -- International Finance Corporation

• IFCI -- Industrial Finance Corporation of India

• IIP -- Index of Industrial Production

• IMF -- International Monetary Fund

• IRBI -- Industrial Reconstruction Bank of India

• ISDA -- International Swaps and Derivative Association

• ISIC -- International Standard Industrial Classification

• ISO -- International Standards Organization

• LBS -- Locational Banking Statistics

• LERMS -- Liberalized Exchange Rate Management System

• LIC -- Life Insurance Corporation of India

• MCA -- Ministry of Company Affairs

• MIS -- Management Information System

• MMSE -- Minimum Mean Squared Errors

• NABARD -- National Bank for Agriculture and Rural Development

• NASSCOM -- National Association of Software and Services Companies